my eco-fact: number one
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thanks laurie
i am trying to give real tips with a nice touch to lighten it up.
i dont use banks, so i practice what i preach
:)tommyfusco - 4:56 PM - Friday 25 April 2008
Good thinking, I've had nothing but problems with my bank..:(
LauriesAsylum - 5:44 PM - Friday 25 April 2008
haha nice.
During my fall from financial grace in 2000 I didn't use my bank account for 5 years.
When I had to use it, I had to make a new ATM card as I already forgot the pin number.
That caricature is shcmokin! Who did it?pizzofmine - 5:28 PM - Sunday 27 April 2008
laurie: yes, what problems?
pizz: yes technology helps and hurts us.
u went five years without a bank?
how did u fare without it? fine i imagine?
i stopped using them for several reasons.
the pic was done by a friend off a pic of me, she lives in some weird country, i forgot which one.tommyfusco - 6:52 PM - Sunday 27 April 2008
Well I'd say the banking system (and policy) is what hurts.
For instance, the bank here charges a fee every time you withdraw cash from the ATM.
For what purpose I'm not even sure as any types of fees should be for service purposes. Withdraw money from machines they provided isn't exactly a service, that's suppose to be a courtesy, a perk.
If they're charging the fees for the ATM machines' maintenance, I say that's hack as any sorts of maintenance does not fall under the obligations of customers.
For another reason, no agreement was ever made between the customer and the bank for the charged fee, lest a notice. So much for a democratic country.
As for not using banks for five years, yes, I fared so well I didn't even miss it.pizzofmine - 4:37 AM - Monday 28 April 2008
Pizz: exactly~! atm's a big culprit.
getting charged to take your own money out of your account
also, i had a friend that got charged for being broke.
gotta keep ur checking/savings amount over a certain set number or YOU get your own money deducted from your account.
Are you kidding me.
Getting penalized for not having as much money as THEY think you should have in it?
Lame.
tommyfusco - 11:44 AM - Monday 28 April 2008
Shit, now that's, is just sick.
that says a lot about social standards in general: about persons that is not up to the "standards" being punished.pizzofmine - 5:57 PM - Monday 28 April 2008
I didn't use banks for a long time either, but I do know because it's just easier to pay my bills. Most of them are directly taken out of my account. Much easier than having to write checks and money orders and mail them.:)
lisalisabobisa - 1:34 AM - Thursday 1 May 2008
see lisa, they make it easier for you so you will use the service. i agree, its easier t have it taken directly out of the accounts.
there are good and bad sides to it.
i'd like to see more people using snail mail for letter and bills (using eco-friendly paper of course) :), but thats not where we are.
technology has giveth, tho it also taketh away.
it has its good points
but i'll put up with not having those good sides to avoid the bad, which i think outweigh it.
imagine no bills
:)
tommyfusco - 11:46 AM - Saturday 3 May 2008
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LOL...That's pretty good, haha.
LauriesAsylum - 1:39 PM - Friday 25 April 2008